We use proven strategies, stay 100% compliant with the law, and fight for the results you deserve.

We Don't Fix Credit.
We Fix Situations.

We help remove collections, charge-offs, and reporting issues while helping you build a stronger credit profile step by step.

Real Client Results

Real progress from clients who trusted the process.

0+
Average point increase within 90 days
0%
Of clients see improvement within 30 days
0+
Negative items removed for clients

Why Your Credit Isn't Improving

Most people have more than one thing holding their credit profile back.

  • High credit card utilization

  • Late payments reporting

  • Collections and charge-offs

  • No real structure in your profile

  • Old or inaccurate information reporting

Here's How We Fix It

We don't send random letters. We build a strategy around your actual credit profile.

Full Credit Analysis

We identify the accounts, balances, dates, and reporting issues affecting your profile.

Dispute Processing

We challenge inaccurate, outdated, unverifiable, or questionable reporting.

Credit Building Strategy

We guide you on what to add, fix, or avoid while your file is being worked.

Done-For-You Service

We handle the process and keep you updated through the client portal.

Credit Repair Programs

Choose Your Plan

Choose the option that fits your credit situation best.

Most Popular

$197

to start / $97 monthly · 1 dispute round

Perfect for clients wanting to start the process and identify what's affecting their credit profile. Without long term commitment. Cancel at anytime.

  • Full credit analysis

  • Ongoing dispute rounds

  • Monthly audits every 30 days

  • Collections, charge-offs, late payments, medical bills, hard inquiries reviewed

  • Repos, evictions, bankruptcies, student loans, etc.

  • Credit-building guidance

  • Portal communication

6 month Program

$497

6 month program · 6 dispute rounds

Best for clients needing ongoing disputes, monthly audits, and structured credit strategy.

  • Full credit analysis

  • 6 dispute rounds

  • Monthly audits every 30 days

  • Collections, charge-offs, late payments, medical bills, hard inquiries reviewed

  • Repos, evictions, bankruptcies, student loans, etc.

  • Credit-building guidance

  • Portal communication

Book A Credit Consultation

We'll review your situation and tell you exactly what needs to be done to improve your credit.

Most clients choose to start immediately, but consultations are available if you'd like guidance first.

How It Works

A simple process built to keep you informed every step of the way.

01

Enroll Online

Choose your plan and complete payment.

02

Complete Onboarding

Upload your required documents through the portal.

03

We Start Disputes + Strategy

Your file is reviewed and disputes are prepared based on your credit profile.

04

Monthly Updates

You'll receive audits and progress updates every 30 days.

Questions?

Everything you need to know before getting started.

Is this legit?

Yes. We use consumer laws to challenge inaccurate, outdated, unverifiable, or questionable items.

How long does it take?

Most clients start seeing changes within 30 days. Full results vary by profile.

Can everything be removed?

Not everything, but many negative items can be improved or removed depending on how they're reporting.

Do I need good credit to start?

No. That's what we're here for.

Do I need a consultation before starting?

No. You can enroll directly. The consultation is optional if you want guidance first.

Turn Denied Clients Into Approved Deals

If you're a realtor, car dealer, loan officer, or business owner with clients getting denied due to credit, we can help.

We fix their credit and send them back ready to close.

  • Realtors

  • Car dealerships

  • Loan officers

  • Insurance agents

  • Business service providers

How It Works

01

Refer Client

Send clients who were denied or not approved.

02

We Fix Credit

We handle disputes, clean-up, and credit strategy.

03

Client Returns

Once their profile improves, they return to you ready to move forward.

04

You Close The Deal

Better approvals mean more completed deals.

We don't send clients elsewhere.

We send them back to you.

Serious partners only. We work with professionals ready to grow.

Bad Credit Is Expensive.
Fixing It Isn't.

Start building the credit profile you need for better approvals, lower deposits, and more financial options.

We use proven strategies, stay 100% compliant with the law, and fight for the results you deserve. Built around your profile, delivered with care.

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Disclaimer

Results are not guaranteed and vary based on each individual credit profile.

© 2026 The Financial Reset Group. All rights reserved.